Acorns to Assets: Preparing Financially for 2017

Acorns to Assets: Preparing Financially for 2017

#WMWeek17, Budgeting, Debt, Entrepreneurship / Making Money, Goals / Taking Action, Take Action, Women's Money Week
So 2017 is approaching and your financial situation is less than ideal. Believe me, a broke college graduate, when I say I understand. But it’s time to take that mess and sort it out. A scary prospect? Absolutely. But one of the most important things to remember is that building a stable financial life is a process. It’s not going to happen overnight, and that’s okay. I have a few tips and tricks to help begin the process of turning your financial acorns into 2017’s assets.1. BUILD THAT BUDGET!The key word here is “build”. Your budget is your plan for how you will spend your income, and as you change your spending habits and lifestyle your budget should reflect those changes.The first step in building a budget is tracking your spending.…
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College Seniors – Start Your Student Loan Payoff Plan NOW

College Seniors – Start Your Student Loan Payoff Plan NOW

Debt, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Take Action
The first day of your last year as an undergrad is a satisfying day, because it puts you that much closer to the finish line of your bachelors. Unfortunately, it also puts you that much closer to the student debt you’ve spent the last three years trying to ignore. In my experience, student loans are the biggest underlying stressor of college, but ultimately being uniformed about your debt profile does you no favors. However, it’s not too late to study that beast and prepare for battle. Here are some tips to pay off that student loan:1. Inform Yourself! Before you graduate, you will be required to do exit-counseling for your loans. Because of the timing, it’s easy to push the exit counseling to the last minute, rush through it, and…
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It’s time to give your finances a spring cleaning. Start with a #FinancialSelfie #WomensMoney

It’s time to give your finances a spring cleaning. Start with a #FinancialSelfie #WomensMoney

Budgeting, Credit, Debt, Entrepreneurship / Making Money, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Popular, Relationships & Money, Saving & Investing, Take Action
It's been almost three months since New Year's Eve. The first day of spring has passed, and holidays celebrating reflection and renewal are coming up.  It's the time of "spring cleaning". It's also time to get an honest picture of your personal financial condition. Here are some quick, cool, and fairly painless ways to get your financial status reviewed:The Quickie Selfie - Takes like two minutes tops, and you instantly get a general pulse of your financial health.The Full Financial Selfie - Takes maybe five minutes, and again gives you a general (more in-depth than the quickie) pulse of where you're at financially.Financial Freedom Evaluators - If you want the real deal, in-depth experience then you want to try out the Women's Money Financial Freedom Evaluators.  This gives you a more in-depth…
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7 Ways to Become a Better Parent and Investor – #WMW16  @BrightwaterFin

7 Ways to Become a Better Parent and Investor – #WMW16 @BrightwaterFin

#WMW16, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Take Action, Women's Money Week
Now that we have two kids, the stakes are a little higher in the parenting department. Lately, I’ve been reading the book Peaceful Parent, Happy Kids. While feeding our newborn son at 2am or trying to fall back to sleep, I started thinking about how parenting advice also applies to investing.Read More >>by Cathy Derus
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Was saving for college a New Year’s resolution?  #WMW16 @NVTreasury

Was saving for college a New Year’s resolution? #WMW16 @NVTreasury

#WMW16, Goals / Taking Action, Saving & Investing, Take Action, Women's Money Week
As winter winds down and we are all bombarded with spring break plans, upcoming holidays (St. Patrick’s Day, Easter, etc.), I am reminded, once again, on how fast time passes by. It seems like just last month my daughter started high school, and yet my son and daughter are almost done with this school year! With both kids in high school focused on their grades and excelling in school, I realize how grateful I am as a parent.My kids are both very fortunate to have their health, friends, and family support to pursue their dreams as they move through young adulthood. Raising children is quite challenging, and doing it alone brings its own set of financial and emotional setbacks and choices. As we juggle financial priorities between life’s needs and…
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Should You Move? Use this Checklist.

Should You Move? Use this Checklist.

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About This Week's ActionHome prices are on the rise and it seems that everyone is starting to think about moving again. I know I am. We just completed a move. But how do you know if you should move? This week's action step is about evaluating your housing to determine if now is the time to stay or to go.Why You Should Evaluate Your Housing and Decide Whether to MoveYou never know what's next. Even if you're convinced your in your "forever house" you never know what opportunities may arise in another place. What if you got offered an amazing 2 year position in Europe? What if most of your family moved to another part of the country? Reevaluating your housing every once in awhile is a good thing .You'll…
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Make Your Happiness Plan

Make Your Happiness Plan

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About This Week's ActionWe are kicking off a month of spring cleaning posts here at Women's Money Week. This week's action tip helps you to organize your thoughts, goals, and priorities in life which will help you clarify your direction for where and how your money should be spent going forward. makinglists Why You Should Make Your Happiness PlanYou'll be happier.Setting goals is a key aspect to happiness. It's that simple.You'll have direction. Making a happiness plan is a part of spring cleaning because it helps you sort through the details of your life and gives you direction for the future.You'll save money. Because you know what to spend money on to be happy, you'll save money because you'll start spending less on things that don't matter to you.You'll feel…
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15 Tips to Change Your Password to a New and Stronger Password

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About This Week's Action The other day I was riding in the car with my best friend for the last 10 years. We roomed together in college and knew pretty much everything about each other’s lives then. Even many of our computer passwords. While we were driving I mentioned a website that I subscribe to for home improvement company rankings and said that she should take a look at it. I told her my username and said I’d text her the password. I said, “It’s my insecure password. The one I used for sites that I don’t store credit card data on.” My friend said, “Oh, is it [insertbadpasswordhere]?” Sadly, it was. It turns out I’ve been using the same password (at least for some sites) for over 10 years.…
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Learn Your Credit Card’s Perks

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About This Week's Action If your dog chewed up the new pumps that you just purchased yesterday what would you do? Would you lament the accident? Or would you call your credit card company and ask for your money back? If you're a knowledgeable credit card user you know that you can do the latter. Many people know you can get car rental insurance as part of their credit card's perks. But, there are a lot of credit card perks that you may not know that you have. This week's action is to figure out what credit card perks you have available for your cards. Then you'll be able to start using those perks when you need them. Why Should You Learn Your Credit Card Perks You'll Save Money When…
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