What Every Woman Needs to Know About Relationships and Money

What Every Woman Needs to Know About Relationships and Money

Miscellaneous
Relationships of all kinds are complicated. Whether it’s your relationship with your spouse, boyfriend or girlfriend, kids, parents, boss, colleagues, or friends, relationships are even more complex when it comes to money. These ten things are what every woman needs to know about relationships and money. Things to Know About Relationships and Money Make sure you aren’t caught off-guard when it comes to money and relationships. Here are some things you need to know to maintain your own financial wellness while safeguarding your relationships. 1. Don’t Rely on Your Spouse I hope that you can count on your spouse to support you in sickness and health for your entire life. For many people, even with divorce rates at historic highs, there is still a good chance you can count on…
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What Every Woman Needs to Know About Saving for Retirement

What Every Woman Needs to Know About Saving for Retirement

Saving & Investing
We all dream of the day we can retire from work. Unfortunately, most retirement planning is done by men. Complicating matters further, it is critical for women to think about saving for retirement differently than men.   Things to Know About Saving for Retirement. Here are four things women need to know about saving for retirement. 1. You Will Live Longer Than Men in Your Life On average, women live longer than men. In the U.S., the preliminary data for 2020 from the CDC shows that for all races, women have a life expectancy of 80.5 years, while men have an average life expectancy of 75.1 years.  This means that you’ll likely need to save for an additional five years of retirement as compared to a man in the same position.…
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7 Things Every Woman Needs to Know about Spending Her Money

7 Things Every Woman Needs to Know about Spending Her Money

Goals / Taking Action
I always think of September as a second fresh start to the year. With kids heading back to school, there is something in the air that exudes a restart.  After Labor Day is a great time to reflect on the year so far and determine what you still want to accomplish. For anything that has gotten off track, it’s a good time to start anew. In the spirit of back to school, back to basics, we are running a “What Every Woman Needs To Know About Money” series this month. To start off, we will cover what every woman needs to know about spending money.  Things Women Should Know About Spending We all spend money. How you spend your money is mostly up to you, and we will get to…
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6 Surprising Benefits of Having a Hobby

6 Surprising Benefits of Having a Hobby

Health
When I was a law school student, I attended a speech by our state’s Chief Justice of the Supreme Court, a woman who was in her late 40’s or early 50’s at the time. Besides being Chief Justice, she was also a mom.  At the time, I thought I was an exceptionally busy person. I was a full-time student and ran a business part-time. But I still had ample time for myself each day, whether it was watching TV, renovating our 1920’s house, planting a tomato garden, or brewing homebrewed beer.  So during this event I was shocked when the Chief Justice gave us some advice: Always make sure you carve out at least an hour each week for a hobby. At the time, I was shocked. An hour a…
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Cost of a Sleep Study Plus 12 Other Must-Knows

Cost of a Sleep Study Plus 12 Other Must-Knows

Health
It’s 5 a.m. when they knock. The door opens, flooding your room with fluorescent light. You can’t really move because you are tangled up in cords, so you just wait for the test administrator to come over and start removing electrodes from you (25 in all) one by one. No, this isn’t the scene from a horror film, but it is the end of a sleep study.  I’ll start from the beginning. Due to a variety of symptoms (you can check out a list of sleep apnea symptoms here), my doctor referred me for a sleep study. I had heard about sleep apnea before. However, I didn’t think much of it until I read the startling statistics about how much it can decrease your life expectancy, cause all sorts of…
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11 Best Free Health and Fitness Apps

11 Best Free Health and Fitness Apps

Health
Getting healthy doesn’t mean you need to spend thousands of dollars on gyms, Peloton bikes, OrangeTheory memberships, glucose monitors focused on metabolic conditioning, or expensive nutrition programs. Here is a list of free health and fitness apps to improve your well-being. Free Meditation Apps Meditation is a great way to improve your health without working up a sweat. It brings mental clarity and an increased ability to focus.  1. Headspace I have used the Headspace app for nearly two years. The difference between Headspace and some of the other meditation apps I’ve tried is that it has structured programs that vary in length and topic.   I love it for myself but also for the amazing meditations for kids. There is a free 30-day trial, so you can figure out if…
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Continuous Glucose Monitors: Review of January.ai for Non-Diabetics

Continuous Glucose Monitors: Review of January.ai for Non-Diabetics

Take Action
Our genes don’t define us, but they can certainly shape us. While some of our genes are phenomenal, others may hold us back, causing us to work harder than not fall into a ditch that our bodies are more coded for. For me, one of those areas in my health is diabetes. Even for the fittest of my family members, my family history related to diabetes is abysmal.  In addition, I am a sugar addict. While I eat relatively healthy otherwise, I absolutely love, crave, and cope using sugar.  Due to my family history, I have been increasingly curious about continuous glucose monitors (CGMs). Somehow, I started receiving ads on Facebook related to various continuous glucose monitor programs. Of course, this led me to be even more curious. Recently, I…
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Cheap Peloton Setup: My Personal Peloton Alternative

Cheap Peloton Setup: My Personal Peloton Alternative

Take Action
For those who don’t know, I’m a huge Peloton fan. Before I got hooked, I had been to exactly one spin class in my life. It was miserable, and I vowed never to try spinning again.   Everything changed when I stayed at a hotel in New York for a week. It was raining a lot that week, so my ambitious plans for running in Central Park before work got thrown out the window. Fortunately, the hotel had a Peloton bike. I fell in love. When I used the hotel bike, the membership I got lasted about three months. During this time, I used the app for free at home and on spin bikes at my gym. At that point, I had my favorite instructors and signed up for the digital…
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5 Ways Exercise Will Help You Grow Rich

5 Ways Exercise Will Help You Grow Rich

Goals / Taking Action
May is fitness month at Women’s Money. Why? First, because this site is about helping you fund your freedom. If you’re sick, tired all the time, or not healthy, you aren’t going to be able to enjoy the life you worked so hard to earn. More importantly, because I believe that the more fit you are, the richer you will be.  How Exercise Benefits Your Finances Here are five ways exercise will help you grow rich.  1. Studies Prove that Fitness Is Correlated to Higher Earnings A study published in 2012 found that those who exercise regularly earn 9% more on average than those who don’t. Think of what nearly 10% more earnings could do to quicken your pace (no pun intended) towards financial freedom.  2. Exercise Saves Money on Health…
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6 Tips to Avoid Falling Back Into Pre-COVID Habits

6 Tips to Avoid Falling Back Into Pre-COVID Habits

Take Action
Now that I’m fully vaccinated, I’ve started doing a few “normal” activities again. I have eaten inside at a restaurant, perused the shelves at the store without worrying about who is within six feet of me, and meandered around a shopping mall. Our offices are still working remotely, but I’ve gone in a few times without fear of contracting COVID.  It has been surprising how “normal” embracing some of these pre-COVID habits has been. I hadn't eaten inside a restaurant for well over a year, and yet it felt like I could have been there last week. It has shown me how easy it will be to fall back into old habits.  Before we rush back into our old habits, it’s worth asking the questions What habits have we fallen into…
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