Author: Elizabeth

Are you a Capital One savings account customer? If so, you could be losing thousands of dollars a year and should check your accounts immediately. Here’s how to find out if you're impacted and what to do about it. Background As diligent as I am with my money, I recently discovered I was losing thousands of dollars a year in interest. I thought I had a high-interest bank account with Capital One, but it turns out, my interest rate was only 0.30%. Why was it so low? Because apparently several years ago Capital One essentially archived certain legacy accounts – the “360 Savings Accounts”– and instead created a competing product that actually earns high interest. (These new accounts are called a deceptively similar name - the “360 Performance Savings Account”…

My grandmother-in-law passed away several years ago. Among her things were some very old British Pounds. The pounds were from the 1970’s and 1980’s - so old enough to be difficult to cash, but not so old as to be valuable as antiques.  We hung onto them for several years because we didn’t know how to exchange old British Pounds from the US.  But eventually we figured it out and have quite the story to tell. First Options for Exchanging British Pounds Try Your Bank Your bank may allow you to deposit British Pounds at a branch. I visited our local Wells Fargo and they had a book of currency that showed pictures of what the teller was allowed to exchange. Unfortunately, because of the age of our British Pounds,…