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How to Make More Money at Work: Negotiate a Raise, Vacation, Overtime, and Promotions

How to Make More Money at Work: Negotiate a Raise, Vacation, Overtime, and Promotions

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May is make more money month at Women's Money. The first post in the series, Decide How You'll Make More Money, is a must read before this post. About This Week's Action If you completed the analysis of your current income as part of last week's post, you most likely found that most (or possibly all) of your income comes from your current job. Based on the premise that when you have success in an area, you should do more of that, this week's action is to make more money at your current job (before you go looking to make money on the side). Why Make More Money at Your Work It's The Fastest Way to Earn More If you currently have no other streams of income, you'll find that…
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Decide How You’ll Make More Money

Decide How You’ll Make More Money

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May is make more money month at Women's Money. Think of it as Make More Money May.  If you're new to this site you'd probably expect 20 posts about different ways to make month money this month. But WM is not about content overload -- it's about taking action. So, there will only be 4 posts about making more money, but I promise they will be filled with killer content that will actually lead to increased income for you. So, without further delay here's how to decide how to make more money. About This Week's Action In depth preparation is at least 80% of making more money. Most people can't just wake up and know exactly how they'll increase their wealth on any given day other than through their regular…
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Discover More Time: Find An Hour Each Day

Discover More Time: Find An Hour Each Day

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About This Week's Action: Find an Hour a Day "If you're lucky, at some point in your life you will reach a tipping point where you have more money than time. But most people have more time than money." A very wise person once told me this. Compared to his life it probably seemed like I have a ton of time. But I rarely feel this way. And you probably don't either. Most of us feel we have no free time - be it to relax or work on extra projects. But the reality is that I do have a lot of "wasted" time each day. And you probably do too. So, this week's action is to find an extra hour each day. (If you're asking "why an hour and…
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Make a Home Inventory Video for Insurance

Make a Home Inventory Video for Insurance

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We protect our stuff from theft, fire, tornadoes, and more by buying insurance. But, do you actually have the evidence you need to make a claim if something did happen to your stuff? What if everything you owned burned down in a fire? How would you prove to the insurance company the contents of your house or apartment? If you're like most people you have very little proof of the ownership of your things. So, this week's task is to conduct a home inventory for insurance. I recommend taking a video as this is the easiest thing to do. Why Should You Conduct a Home Inventory for Insurance It's Easy Conducting a home inventory by making a video is an extremely simple task. If you have a smartphone or a…
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Levels Health Review and 20 Things I Learned by Wearing a CGM

Levels Health Review and 20 Things I Learned by Wearing a CGM

Health
I was certain the Levels App was either broken or rigged. I mean, I knew I was eating healthy.  I was eating healthy, right? There’s no way my glucose could be so bad. But it was that bad (except for one time it was great, more on that later). The Backstory on My Addiction to Sugar I have a lot of family members who either have diabetes or are prediabetic (even the ones who run a lot and are super skinny). Several of my grandparents were diabetic. I have always struggled with my blood sugar.  Even into my mid-30s when I really started focusing on my fitness, I would still treat myself to a mocha once a week. I didn’t do this due to concerns about my health. I did…
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8 Unemployment Lessons From the Recession

8 Unemployment Lessons From the Recession

Sabbatical Sundays
Just a few months ago, I wrote about how I quit my job during the last recession and how I was terrified I would do it again. Well, here we are! I recently gave notice, and the markets continue to plummet. The Nasdaq is down 20%, and the DJIA is also down considerably from its peak.   So now what? Surprisingly, I’m not as scared as I thought I would be.  First, I saved a considerable amount to be ready for my sabbatical, and I can get health insurance. But, I must admit I’m still a little bit nervous.  So I spent some time reminding myself of the unemployment lessons I learned during the last recession that still apply today.  Unemployment Lessons I Learned During the Last Recession Here are eight…
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20 Personal Finance Women to Celebrate for International Women’s Day

20 Personal Finance Women to Celebrate for International Women’s Day

Miscellaneous
Most years on International Women’s Day, we celebrate by updating the Ultimate List of Women Money Bloggers.  This year, we wanted to mix things up a bit. We started by publishing a list of 101 Women and Non-Binary Folks to Follow on Twitter.  State of Women and Money First, I want to spend a few minutes giving my own perspective on the state of women and money. When I look back at the past year, trends show that women are continuing to leave the workplace at a faster rate than men.  Yes, it’s the “Great Resignation” (see why we all want to quit), but it’s also more. Some of this “more” is the bad news you frequently hear about, including childcare duties, being responsible for more than her fair share…
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101 Women and Non-Binary Folks in Personal Finance to follow on Twitter

101 Women and Non-Binary Folks in Personal Finance to follow on Twitter

Miscellaneous
In honor of International Women’s Day tomorrow, we wanted to celebrate with a list of 101 women and non-binary folks to follow on Twitter.    The crew below is diverse in location, interests, loves, likes, race, gender, sexual orientation, politics, values, and a whole lot more. But, they are united in their focus on everything personal finance, from FIRE, to budgets, to side hustles and more. Follow these fantastic folks on Twitter today. (They are listed in alphabetical order by Twitter handle.) 101 Women and Non-Binary Folks in Personal Finance to Follow on Twitter According to Athena - https://twitter.com/accordingathenaA Dime Saved - https://twitter.com/adimesavedAll Options - https://twitter.com/AllOptions_AOCAlmost Brenda - https://twitter.com/almostbrendaAmanda Page -  https://twitter.com/amandadashpageA Normal Lily - https://twitter.com/anomalilyA Purple Life - https://twitter.com/APurpleLifeBlogAvocado Toast Budget - https://twitter.com/avotoastbudgetBaby Boomer Saves - https://twitter.com/BabyBoomerSavesBitches Get Rich -…
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How to Use Your HSA as an Emergency Fund

How to Use Your HSA as an Emergency Fund

Health
If you have access to an HSA, you probably have already heard that it’s a great tax-advantaged retirement pool. But how? The Benefits of an HSA There are three main benefits of using a health savings account. Each of these benefits share one common theme: there are tax advantages. 1. Your Contributions Are Not Taxed When you contribute to an HSA through your employer, this comes out before taxes (like your medical insurance or 401k contributions). 2. HSA Earnings and Interest Are Not Taxed. Ever. Whether you keep your health savings account funds in low interest funds or high growth funds, you will have some earnings. But all of these earnings are and continue to grow tax-free.  3. Distributions From Your HSA Are Tax-Free As long as your health savings…
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Ukraine Crisis: What Lens Are You Seeing Through?

Ukraine Crisis: What Lens Are You Seeing Through?

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As a reader of a personal finance site, you may be expecting to find another post about how Russia’s invasion of Ukraine is going to affect your stock portfolio. After all, that’s what many personal finance writers have been writing about this week. But I’m going to ask you to think about the lens you currently bring to the situation and then change it. There are many different ways to think about what is going on in Ukraine or any crisis. In my experience, in any crisis or emergency situation – whether it is a natural disaster, emergency, global or local situation – when something goes wrong, we have a particular lens through which we view the event. In a Crisis, Change Your Lens Here are some of the perspectives…
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