Should You Have a Shared Account with Your Spouse? 7 Reasons Shared Accounts Are Better

Should You Have a Shared Account with Your Spouse? 7 Reasons Shared Accounts Are Better

#WMW12, Popular, Relationships & Money
There are a lot of great reasons to have separate accounts, but they are not for every relationship. In fact, I’d argue that most couples would be best with only shared accounts. Here are 7 reasons why. (Note that in this post I use the term “significant other” interchangeably with “spouse.” When I use the phrase “significant other” I really mean: extremely super significant other - such as a partner, spouse, or whichever term you use to describe the person you’ve made a commitment to spend the rest of your life with.  By “significant other” I don’t mean “whatever person you’re randomly dating who you aren’t 100% sure about.”) 1. Having Separate Accounts is Against the Values that Relationships Are Built On What is a relationship built on? Trust, honesty,…
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Should You Have a Separate Bank Account from Your Spouse?

Popular, Relationships & Money
Dave Ramsey, who is a personal finance guru, argues strongly for a joint checking account. He explains that money becomes one when you enter a marriage and that you become fully a team. While I completely agree with being a team, sometimes it’s not always best to throw your money in one pot. This is such a taboo subject, but I find it so utterly important for women to know that they have options other than a joint checking account. A separate checking account may not be for everyone, because let’s face it, personal finance is personal, but let’s consider the pros. (more…)
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Ultimate List of Women’s Money Bloggers

Ultimate List of Women’s Money Bloggers

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For International Women's Day 2021, we couldn't be more excited to announce that we've updated our Ultimate List of Women's Money Bloggers. Originally created in 2012, we updated the list for 2021 to include as many females writing about money as possible. There are now over 400 on this list! The list below is in alphabetical order - so please scroll through the list and check out and start following at least 10 new female money bloggers to celebrate International Women's Day! (If you're a women money blogger and you're not on the list, just contact us and we will add you.) $12 a Day and a Baby on the Way1099 Mom2 Ringgits’ Worth20 Year Challenge, The444 ExpressAdd VodkaAfford AnythingAlmost FrugalAlong for the JourneyAlways the PlannerAmerican Debt ProjectAnd Then She…
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Life After Debt: Journey to Financial Freedom

Life After Debt: Journey to Financial Freedom

#WMWeek17, Debt, Goals / Taking Action, Money in Your 20s/30s/40s/50s/Retirement, Popular
Consumer Recovery Network and storyteller Sarah Li Cain have teamed up together to produce a series of videos entitled “Life After Debt”. The series will feature ordinary people who were in serious debt and their journey out of it. The people who share their stories reveal the struggles with money and how being debt free has impacted their lives for the better. Not only that but they share what has helped them along the way, whether it’s listening other people’s story or getting outside assistance.The video series was created with the goal of helping people know that they are not alone in struggling under the mountain of debt. By openly sharing struggles with money and that a happy financial future is possible, the hope is that viewers are inspired and…
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It’s time to give your finances a spring cleaning. Start with a #FinancialSelfie #WomensMoney

It’s time to give your finances a spring cleaning. Start with a #FinancialSelfie #WomensMoney

Budgeting, Credit, Debt, Entrepreneurship / Making Money, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Popular, Relationships & Money, Saving & Investing, Take Action
It's been almost three months since New Year's Eve. The first day of spring has passed, and holidays celebrating reflection and renewal are coming up.  It's the time of "spring cleaning". It's also time to get an honest picture of your personal financial condition. Here are some quick, cool, and fairly painless ways to get your financial status reviewed:The Quickie Selfie - Takes like two minutes tops, and you instantly get a general pulse of your financial health.The Full Financial Selfie - Takes maybe five minutes, and again gives you a general (more in-depth than the quickie) pulse of where you're at financially.Financial Freedom Evaluators - If you want the real deal, in-depth experience then you want to try out the Women's Money Financial Freedom Evaluators.  This gives you a more in-depth…
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Complete Roundup Of Women’s Money Week Posts

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Here's the complete roundup you've been waiting for.  These are all the posts that were contributed as part of Women's Money Week 2012.  Bookmark the list - you've got reading material to keep you busy for at least a few weeks! Entrepreneurship and Making More Money Featured on WMW Ask Upfront: Negotiate a Higher Salary and Earn More Money Starting Your First Business 19 Things I Wish I Knew Before Starting a Business Entrepreneurship Pitfalls to Avoid Featured on Participating Sites How To Start a Business With No Money Women's Money Week: Entrepreneurship, or How I Afford to go on Vacation Entrepreneurship Starting a Business and Keeping Your Day Job -- It Can Be Done! Women's Money Week: Making Money Entrepreneurship and Making Money How to Look and Act Like…
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5 Small Goals (with Huge Impact) You Can Make Today

Goals / Taking Action, Popular
Lofty goals are crucial to financial success. They motivate you and give you direction. But small goals should also be a part of your larger plan (because a large goal without incremental steps is difficult, if not impossible, to achieve.) Here are five small goals you can set today that will lead to your financial success: 1) Goal: Stay Up to Date with Personal Finance One of the best ways to achieve financial success is to keep up to date on what’s new in personal finance. Here are a few great ways to do that: (more…)
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Understanding the Debt Snowball

Debt, Popular
The debt snowball method is a great way to pay off debt, especially if you have several different debts. Put simply, it's a plan that helps you focus on one debt at a time until that individual debt is G-O-N-E. Then you move on to the next one in the list, repeating the process until you can proudly shout "I'm debt free!". (more…)
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Money In Your Twenties

Money in Your 20s/30s/40s/50s/Retirement, Popular
Your 20's look very different today than they did even 10 years ago. Sure, you graduate from college and hopefully get out on your own. But these days, you're lucky to get a job, and you may be saddled with tens of thousands of dollars in student loan debt. But there is hope. Here's what I wish I'd known about money in my 20's. (more…)
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