20 Personal Finance Women to Celebrate for International Women’s Day

20 Personal Finance Women to Celebrate for International Women’s Day

Miscellaneous
Most years on International Women’s Day, we celebrate by updating the Ultimate List of Women Money Bloggers.  This year, we wanted to mix things up a bit. We started by publishing a list of 101 Women and Non-Binary Folks to Follow on Twitter.  State of Women and Money First, I want to spend a few minutes giving my own perspective on the state of women and money. When I look back at the past year, trends show that women are continuing to leave the workplace at a faster rate than men.  Yes, it’s the “Great Resignation” (see why we all want to quit), but it’s also more. Some of this “more” is the bad news you frequently hear about, including childcare duties, being responsible for more than her fair share…
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101 Women and Non-Binary Folks in Personal Finance to follow on Twitter

101 Women and Non-Binary Folks in Personal Finance to follow on Twitter

Miscellaneous
In honor of International Women’s Day tomorrow, we wanted to celebrate with a list of 101 women and non-binary folks to follow on Twitter.    The crew below is diverse in location, interests, loves, likes, race, gender, sexual orientation, politics, values, and a whole lot more. But, they are united in their focus on everything personal finance, from FIRE, to budgets, to side hustles and more. Follow these fantastic folks on Twitter today. (They are listed in alphabetical order by Twitter handle.) 101 Women and Non-Binary Folks in Personal Finance to Follow on Twitter According to Athena - https://twitter.com/accordingathenaA Dime Saved - https://twitter.com/adimesavedAll Options - https://twitter.com/AllOptions_AOCAlmost Brenda - https://twitter.com/almostbrendaAmanda Page -  https://twitter.com/amandadashpageA Normal Lily - https://twitter.com/anomalilyA Purple Life - https://twitter.com/APurpleLifeBlogAvocado Toast Budget - https://twitter.com/avotoastbudgetBaby Boomer Saves - https://twitter.com/BabyBoomerSavesBitches Get Rich -…
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70 Popular Recipes From the Best Winter Olympics Countries

70 Popular Recipes From the Best Winter Olympics Countries

Miscellaneous
We interrupt our regularly scheduled programming for something fun and different. Why? Because the Winter Olympics only comes once every four years, and it’s a great time to learn more about the world and celebrate different cultures. We are HUGE Olympics fans in our house. We occasionally get up in the middle of the night to watch it live. One year, pre-iPads/streaming devices when we only had one bulky expensive TV, we set up an inflatable mattress in our living room just to be able to watch more seamlessly. In addition to the Olympics, I also love food and travel. So, why not combine the three?  For this year’s Winter Olympics, we decided that we are going to celebrate by eating food from the top Winter Olympic countries. Specifically, we…
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What Every Woman Needs to Know About Relationships and Money

What Every Woman Needs to Know About Relationships and Money

Miscellaneous
Relationships of all kinds are complicated. Whether it’s your relationship with your spouse, boyfriend or girlfriend, kids, parents, boss, colleagues, or friends, relationships are even more complex when it comes to money. These ten things are what every woman needs to know about relationships and money. Things to Know About Relationships and Money Make sure you aren’t caught off-guard when it comes to money and relationships. Here are some things you need to know to maintain your own financial wellness while safeguarding your relationships. 1. Don’t Rely on Your Spouse I hope that you can count on your spouse to support you in sickness and health for your entire life. For many people, even with divorce rates at historic highs, there is still a good chance you can count on…
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More Brilliant Moments

More Brilliant Moments

Miscellaneous
That moment in the morning, when the fog in my brain lifts.  When I have asked my son to put on his shoes for the 7th time, we are late leaving the house, and I have an important meeting. I want to yell, but instead I calmly sit down next to my son and say, "let me help you get your shoes." When my daughter lights up to see me, gives me a big hug, says “I love you mommy.” I fully embrace her and absorb the moment for all the joy it brings. When I’m sitting watching my dogs run back and forth chasing waves on the beach, feeling the warm sunshine on my face while looking out over the water. These are the brilliant moments. The moments when…
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5 Thank You’s and Watch Your Life Improve

5 Thank You’s and Watch Your Life Improve

Miscellaneous
As part of Giving November, I challenge you to write five thank you notes or emails this week. That’s just one a day for five days. To be clear, these thank you notes should not be for a physical gift you’ve received. Instead, they should be for some sort of support, advice, connection, or other intangible thing someone has given you. Maybe it’s a colleague at work or a former boss or mentor. Perhaps it’s a friend who helped you through a tough time in your life. Or maybe it’s someone semi-famous who recently put out a talk, podcast, or article that really moved or impacted you.  Think of those moments when someone supported you or helped you out - and put it in writing to them. Do this, then…
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Gratitude Will Make you Rich, Healthy and Happy

Gratitude Will Make you Rich, Healthy and Happy

Miscellaneous
Want to know one simple, three-minute practice that will change your life? Start a gratitude journal. That’s right. Gratitude. It’s the word of the decade. You are probably sick of hearing it, but do me a favor and read to the end of this post.   I’m here to tell you from personal experience that practicing gratitude actually works. It has changed my life over the past two years. But don’t just take my word for it.  Science backs me up. Study after study reveals that a simple gratitude practice can make us happier, healthier, and even richer. Why Practice Gratitude  Research has documented hundreds of reasons to practice gratitude. Some of my favorite reasons why to practice gratitude (along with the research to back them up) are below. 1. Being…
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Double Your Down Payment Savings

Miscellaneous
Buying a home is a big financial goal, however saving for the down payment can be a major roadblock. There are several different routes to achieving this goal. When the lease on the apartment my boyfriend and I rent was nearing expiration, we considered buying a home. In the process, we discovered a savings program, called a ‘matched savings’ program, to help speed up down payment savings. Matched savings programs are also called Individual Development Accounts (IDA) and are generally offered by nonprofits and/or government agencies in local areas. There are three things these programs can be used to fund. Buying a homeOpening a small businessSaving for college/job training. As you probably gathered from the name, when you enroll in one of these programs every dollar you deposit is matched.…
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Money Talks. You Should, Too.

Money Talks. You Should, Too.

Budgeting, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money
I think we can all agree that talking about our finances is uncomfortable, especially if your finances are not in the best health. Fortunately, you  do not need to broach this subject with everyone you meet. However you do need to be able to communicate with your significant other about money, especially in serious relationships. The 2016 Stress in America Report produced by the APA found that 64% of women and 57% of men reported money and family responsibility as one of their most significant stressors. Because money is such a huge source of stress for many people, couples need to talk about it. Ensuring that you and your partner are on the same page with how you spend money and what your individual situations are helps prevent future arguments and…
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The Facts Behind your Credit Score

The Facts Behind your Credit Score

Credit, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement
By Julie Macc, Certified Credit and Identity Theft SpecialistWhat is Fico?FICO is an acronym for the Fair Isaac Corporation the creators of the FICO score.The FICO scoring system is used in the United States for extending or offering credit, employment credit checks, landlords, and in States that legally allow it, insurance rates.How is a score made? The FICO score is computer generated using mathematical models. The score takes into account various factors in five different areas to determine credit risk: payment history, current level of indebtness, types of credit used, lenght of credit history, and new credit.People that have a FICO score will range between 300-850.Not everyone has a Credit Score. In order to have a credit score, your credit file has to meet certain minimum standards. Failure to meet…
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