Miscellaneous Archives - Women’s Money

08Mar 2022 by Elizabeth

20 Personal Finance Women to Celebrate for International Women’s Day

Miscellaneous

Most years on International Women’s Day, we celebrate by updating the Ultimate List of Women Money Bloggers. This year, we wanted to mix things up a bit. We started by publishing a list of 101 Women and Non-Binary Folks to Follow on Twitter. State of Women and Money First, I want to spend a few minutes giving my own perspective on the state of women and money. When I look back at the past year, trends show that women are continuing to leave the workplace at a faster rate than men. Yes, it’s the “Great Resignation” (see why we all want to quit), but it’s also more. Some of this “more” is the bad news you frequently hear about, including childcare duties, being responsible for more than her fair share…

07Mar 2022 by Elizabeth

101 Women and Non-Binary Folks in Personal Finance to follow on Twitter

Miscellaneous

In honor of International Women’s Day tomorrow, we wanted to celebrate with a list of 101 women and non-binary folks to follow on Twitter. The crew below is diverse in location, interests, loves, likes, race, gender, sexual orientation, politics, values, and a whole lot more. But, they are united in their focus on everything personal finance, from FIRE, to budgets, to side hustles and more. Follow these fantastic folks on Twitter today. (They are listed in alphabetical order by Twitter handle.) 101 Women and Non-Binary Folks in Personal Finance to Follow on Twitter According to Athena - https://twitter.com/accordingathenaA Dime Saved - https://twitter.com/adimesavedAll Options - https://twitter.com/AllOptions_AOCAlmost Brenda - https://twitter.com/almostbrendaAmanda Page - https://twitter.com/amandadashpageA Normal Lily - https://twitter.com/anomalilyA Purple Life - https://twitter.com/APurpleLifeBlogAvocado Toast Budget - https://twitter.com/avotoastbudgetBaby Boomer Saves - https://twitter.com/BabyBoomerSavesBitches Get Rich -…

22Sep 2021 by Elizabeth

What Every Woman Needs to Know About Relationships and Money

Miscellaneous

Relationships of all kinds are complicated. Whether it’s your relationship with your spouse, boyfriend or girlfriend, kids, parents, boss, colleagues, or friends, relationships are even more complex when it comes to money. These ten things are what every woman needs to know about relationships and money. Things to Know About Relationships and Money Make sure you aren’t caught off-guard when it comes to money and relationships. Here are some things you need to know to maintain your own financial wellness while safeguarding your relationships. 1. Don’t Rely on Your Spouse I hope that you can count on your spouse to support you in sickness and health for your entire life. For many people, even with divorce rates at historic highs, there is still a good chance you can count on…

09Nov 2020 by Elizabeth

5 Thank You’s and Watch Your Life Improve

Miscellaneous

As part of Giving November, I challenge you to write five thank you notes or emails this week. That’s just one a day for five days. To be clear, these thank you notes should not be for a physical gift you’ve received. Instead, they should be for some sort of support, advice, connection, or other intangible thing someone has given you. Maybe it’s a colleague at work or a former boss or mentor. Perhaps it’s a friend who helped you through a tough time in your life. Or maybe it’s someone semi-famous who recently put out a talk, podcast, or article that really moved or impacted you. Think of those moments when someone supported you or helped you out - and put it in writing to them. Do this, then…

04Nov 2020 by Elizabeth

Gratitude Will Make you Rich, Healthy and Happy

Miscellaneous

Want to know one simple, three-minute practice that will change your life? Start a gratitude journal. That’s right. Gratitude. It’s the word of the decade. You are probably sick of hearing it, but do me a favor and read to the end of this post. I’m here to tell you from personal experience that practicing gratitude actually works. It has changed my life over the past two years. But don’t just take my word for it. Science backs me up. Study after study reveals that a simple gratitude practice can make us happier, healthier, and even richer. Why Practice Gratitude Research has documented hundreds of reasons to practice gratitude. Some of my favorite reasons why to practice gratitude (along with the research to back them up) are below. 1. Being…

12Mar 2019 by Women's Money

Double Your Down Payment Savings

Miscellaneous

Buying a home is a big financial goal, however saving for the down payment can be a major roadblock. There are several different routes to achieving this goal. When the lease on the apartment my boyfriend and I rent was nearing expiration, we considered buying a home. In the process, we discovered a savings program, called a ‘matched savings’ program, to help speed up down payment savings. Matched savings programs are also called Individual Development Accounts (IDA) and are generally offered by nonprofits and/or government agencies in local areas. There are three things these programs can be used to fund. Buying a homeOpening a small businessSaving for college/job training. As you probably gathered from the name, when you enroll in one of these programs every dollar you deposit is matched.…

28Jun 2017 by Women's Money

Money Talks. You Should, Too.

Budgeting, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money

I think we can all agree that talking about our finances is uncomfortable, especially if your finances are not in the best health. Fortunately, you do not need to broach this subject with everyone you meet. However you do need to be able to communicate with your significant other about money, especially in serious relationships. The 2016 Stress in America Report produced by the APA found that 64% of women and 57% of men reported money and family responsibility as one of their most significant stressors. Because money is such a huge source of stress for many people, couples need to talk about it. Ensuring that you and your partner are on the same page with how you spend money and what your individual situations are helps prevent future arguments and…

02Jun 2017 by Women's Money

The Facts Behind your Credit Score

Credit, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement

By Julie Macc, Certified Credit and Identity Theft SpecialistWhat is Fico?FICO is an acronym for the Fair Isaac Corporation the creators of the FICO score.The FICO scoring system is used in the United States for extending or offering credit, employment credit checks, landlords, and in States that legally allow it, insurance rates.How is a score made? The FICO score is computer generated using mathematical models. The score takes into account various factors in five different areas to determine credit risk: payment history, current level of indebtness, types of credit used, lenght of credit history, and new credit.People that have a FICO score will range between 300-850.Not everyone has a Credit Score. In order to have a credit score, your credit file has to meet certain minimum standards. Failure to meet…

26May 2017 by Women's Money

Credit that Cares for You

Credit, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement

Real talk: Paying for medical care is stressful and expensive. Even if you are fortunate enough to have insurance through your employer, coming up with co-pays on top of the premiums can make your budget, or your savings, cry. When you pay for an individual insurance plan, the situation often becomes more stressful. This is a thorny issue. The cost of healthcare is prohibitive, yet sometimes you genuinely need to see a doctor. So what can you do to ease the financial burden? Unfortunately I have no solutions for the cost of insurance or healthcare. However, the CareCredit card can help make getting the medical care you need a viable possibility.CareCredit is a credit account specifically designed to assist with medical bills that insurance does not cover. Like a regular…

11May 2017 by Women's Money

Simple Ways to Establish Good Credit

Credit, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement

So, you are interested in building your credit history, but not sure where to start. Here are a few simple ways to begin building your credit. Always make sure that any credit you decide to use fits within your budget, especially if you choose to take out a loan.1. Start with a Credit Card The first option to build your credit is to apply for a credit card. There are some things to keep in mind if you choose this route. Credit cards can quickly become dangerous to your financial health if you spend more than you can afford to repay every month and become trapped by the interest rates attached to your card.To avoid this, limit your credit card spending to purchases you already make. A common strategy is…

Category: Miscellaneous