How To Build an Emergency Fund ->> FAST!!  #WMW16 @WomensMoney

How To Build an Emergency Fund ->> FAST!! #WMW16 @WomensMoney

#WMW16, Budgeting, Goals / Taking Action, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Women's Money Week
If you don't have much or any emergency savings, take heart.  You're not alone.  According to Credit.com, many people aren't adequately prepared to manage paying for an unexpected expense or emergency. According to the Federal Reserve's 2014 Survey of Household Economics and Decisionmaking, 47% of Americans say that they wouldn't be able to cover a $400 emergency expense. That often leads to maxing out credit cards, taking out expensive short-term loans, or worse.Here's a few tips to help you start and build an emergency fund in the fastest way possible (other than scoring a major windfall).Start Focusing on the "Inconvenience Fund"As the study mentioned, most Americans can't afford an unexpected $400 expense.  This often times isn't even considered a true emergency...it's mostly an "inconvenience" like car tires, parking ticket, unexpected…
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5 Tips for Business-Like Budgeting for the Home  #WMW16 @barbfriedberg

5 Tips for Business-Like Budgeting for the Home #WMW16 @barbfriedberg

#WMW16, Budgeting, Entrepreneurship / Making Money, Money in Your 20s/30s/40s/50s/Retirement, Women's Money Week
Successful businesses have one thing in common: they are good with their money. If you want to maximize your money at home, you should take a business-like approach to budgeting. Here are five things that successful businesses do well, and tips to help you do the same!Read More >>Submitted by Barbara FriedbergBy staff columnist,  Alexandra Deluise
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Grounded Magic: Rethinking the Law of Attraction #WMW16 @Mikelann

Grounded Magic: Rethinking the Law of Attraction #WMW16 @Mikelann

#WMW16, Budgeting, Goals / Taking Action, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money, Women's Money Week
Can you attract more money?We’ve all heard about the “Law of Attraction”—that what you focus on, you attract.  (This was popularized in the book and movie, The Secret.) Said another way—many believe that your thinking creates and brings to you what you think about. While this may sound a bit overstated, I do believe that what you focus on tends to expand. Therefore, it is very important to be aware of what you focus your thoughts on.  Yes – the Law of Attraction can be very powerful.Read More >>by Mikleann Valterra
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3 Quick Tips to Save Big  #WMW16  @WomensMoney

3 Quick Tips to Save Big #WMW16 @WomensMoney

#WMW16, Debt, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Women's Money Week
Think Small - setting aside one to five dollars a week can yield big results.  A plane ticket to a dream vacation or your first college savings or emergency savings account.Get Together - With your family or friends or your Women's Money mentoring group - pick a topic you want to learn more about. Research it and share it.  Start a conversation.  Learn from others to help find solutions and reduce confusion.Track Your Spending - Writing down every penny you spend can be a real eye-opener.  The good news is that you are already spending it, so what are you afraid of.  Tracking your spending is like finding hidden gold.  
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Simple Ways to Organize Your Financial Documents  #WMW16

Simple Ways to Organize Your Financial Documents #WMW16

#WMW16, Budgeting, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money, Saving & Investing, Women's Money Week
Chances are that organizing your finances probably doesn’t rank at the top of your list of awesome ways to spend an afternoon.But this to-do is just as important—if not more so—than cleaning out your closet or tidying up the garage. And, at some point, we all just need to buckle down and tackle it.Here is a simple two-step approach to organizing your financial documents. Keep Track of Electronic Accounts Organize your electronic passwords. You can do this with the Electronic Accounts Recorder.  This handy tool is available through the Women's Money mentoring program or in your Women's Money Guidebook.Create a One Sheet "Map" of Important DocumentsUse a Vital Documents Inventory to keep track of documents like: passports,birth certificates,stock certificates,social security card,  immunization records, etc. The Vital Documents Inventory Sheet is also another…
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Money In Your Twenties

Money in Your 20s/30s/40s/50s/Retirement, Popular
Your 20's look very different today than they did even 10 years ago. Sure, you graduate from college and hopefully get out on your own. But these days, you're lucky to get a job, and you may be saddled with tens of thousands of dollars in student loan debt. But there is hope. Here's what I wish I'd known about money in my 20's. (more…)
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Win 1 of 3 Copies of High Heeled Traders!

Money in Your 20s/30s/40s/50s/Retirement
Today's giveaway comes from Author Charmel Delos Santos -- she's giving away 3 copies of her book “High Heeled Traders” today.Note: this giveaway is now over and the winners have been chosen and notified. To be entered to win just leave a comment on this post. Tell us either how your investing strategy has changed over the course of your life or tell us your number one question about investing. (more…)
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Money in Your Thirties

Money in Your 20s/30s/40s/50s/Retirement
For many of us, our 30's are a time of settling down and becoming more established -- especially now that women in general seem to be marrying later. My experience was a bit different (at least as far as getting married went) because I married the first time shortly before I turned 21, and by the time I hit 30 I had a 5 year old son. I'd also gone back to graduate school, and was finishing that up. (more…)
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Money in Your Forties

Money in Your 20s/30s/40s/50s/Retirement
I remember when my mom turned 40. I was a high school senior and she seemed so old to me at the time. But I am here to tell you that 40 is NOT old. In fact, as I head towards my 43rd birthday I have a spring in my step...although that might be from chasing after my 4 year old. Anyway, I am looking forward to the opportunities that are ahead of me. I have my kids to raise, some career plans to explore, places to see, and a bucket list to complete. (more…)
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Money in Your Fifties

Money in Your 20s/30s/40s/50s/Retirement
50 may have been viewed as "over the hill" once, but no more. You're still young, vibrant, able, and have lifetime goals to accomplish. You may have young adults or full grown children. You can be well into your career and making payments on a house you bought years ago. Don't let your age daunt you when it comes to the financial missions you still have to complete. You still have time, but it's also a good time to reassess your priorities and your focus. (more…)
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