Money in Your 20s/30s/40s/50s/Retirement Archives - Page 4 of 6

13Oct 2016 by Women's Money

7 Ways Your Bank May Be Robbing You Blind

#WMWeek17, banking, Budgeting, Debt, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Women's Money Week

Putting money in the bank always feels satisfying. But how do you decide which bank to put your money in? The first thing to consider when choosing a bank isn’t their rewards program or the quality of their commercials. It’s their fees. Realistically, whatever bank you use is going to charge fees, but you want to keep as much of your money as possible and not give it to the bank. Look at your bank, are you getting robbed of your money little by little? Researching the type of fees associated with checking or savings accounts will save you money in the long run, because you can choose a bank with the lowest number of fees and avoid triggering circumstances.Overdraft fees are one of the most common bank fees. Putting…

31Aug 2016 by Women's Money

College Seniors – Start Your Student Loan Payoff Plan NOW

Debt, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Take Action

The first day of your last year as an undergrad is a satisfying day, because it puts you that much closer to the finish line of your bachelors. Unfortunately, it also puts you that much closer to the student debt you’ve spent the last three years trying to ignore. In my experience, student loans are the biggest underlying stressor of college, but ultimately being uniformed about your debt profile does you no favors. However, it’s not too late to study that beast and prepare for battle. Here are some tips to pay off that student loan:1. Inform Yourself! Before you graduate, you will be required to do exit-counseling for your loans. Because of the timing, it’s easy to push the exit counseling to the last minute, rush through it, and…

23Aug 2016 by Women's Money

4 Tips to Getting a Good Job Out of College

Entrepreneurship / Making Money, Money in Your 20s/30s/40s/50s/Retirement

So you just graduated college, and you’re sitting at home staring at your really expensive piece of paper, wondering “Now what?” Leaving college, particularly as a 20-something, can be an intimidating shift. We’re leaving the relative shallow safety of our collegiate reef and swimming off the continental shelf into open ocean, which is full of scary fish like “finding a job”, “student loan debt” and “bills”. In what so often feels like a sink-or-swim situation (okay, I’ll quit with the fish metaphor), it’s easy to feel overwhelmed, but it is not hopeless! Here are a few tips and tricks to facing the job market.1) Repeat after me: “A job is a job is a job.”Not being able to find a job related to your Major is one the most common…

21Jul 2016 by Women's Money

Is Traditional Spending Advice Leaving You Frustrated?

Budgeting, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing

When it comes to stopping splurge spending, we’ve probably all heard the basic advice; “don’t shop while hungry”, “make a list”, etc., but if you’re anything like me, that advice does diddly squat.I do try to eat before grocery shopping, and I do make lists, but neither of those things really stop me from walking out with at least one item more than I planned. Stores are structured to keep you, the consumer, inside and spending money; they put milk at the back of the store so you have to walk past everything and see something you want/need. While I don’t have all the answers to impulse buying, here are a few tips I’ve found helpful.1. Bring a Limited Supply of Cash. This is most helpful for making sure you…

23Mar 2016 by Women's Money

It’s time to give your finances a spring cleaning. Start with a #FinancialSelfie #WomensMoney

Budgeting, Credit, Debt, Entrepreneurship / Making Money, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Popular, Relationships & Money, Saving & Investing, Take Action

It's been almost three months since New Year's Eve. The first day of spring has passed, and holidays celebrating reflection and renewal are coming up. It's the time of "spring cleaning". It's also time to get an honest picture of your personal financial condition. Here are some quick, cool, and fairly painless ways to get your financial status reviewed:The Quickie Selfie - Takes like two minutes tops, and you instantly get a general pulse of your financial health.The Full Financial Selfie - Takes maybe five minutes, and again gives you a general (more in-depth than the quickie) pulse of where you're at financially.Financial Freedom Evaluators - If you want the real deal, in-depth experience then you want to try out the Women's Money Financial Freedom Evaluators. This gives you a more in-depth…

11Mar 2016 by Women's Money

FREE TICKETS STILL AVAILABLE – #WomensMoney Conference in #Vegas #WMW16

#WMW16, Budgeting, Debt, Entrepreneurship / Making Money, Goals / Taking Action, Money in Your 20s/30s/40s/50s/Retirement, Popular, Relationships & Money, Saving & Investing, Take Action, Women's Money Week

11Mar 2016 by Women's Money

How to Start Saving for College – #WMW16 @BrightwaterFin

#WMW16, Budgeting, Goals / Taking Action, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Women's Money Week

When I talk with parents about their biggest financial concerns and goals, saving for college inevitably comes up in the conversation. And I understand why college savings is on their minds. The average 2015 graduate will have to pay about $35,000 back in student loans and about 70% of 2015 college graduates left school with student debt, as shared in this Wall Street Journal article. Yeesh! Not to mention the results of this college cost calculatorcan be a little depressing.READ MORE >>by Cathy Derus

11Mar 2016 by Women's Money

7 Ways to Become a Better Parent and Investor – #WMW16 @BrightwaterFin

#WMW16, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Take Action, Women's Money Week

Now that we have two kids, the stakes are a little higher in the parenting department. Lately, I’ve been reading the book Peaceful Parent, Happy Kids. While feeding our newborn son at 2am or trying to fall back to sleep, I started thinking about how parenting advice also applies to investing.Read More >>by Cathy Derus

10Mar 2016 by Women's Money

How to Save Money as a Single Woman #WMW16

#WMW16, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Women's Money Week

Women’s Money Week — now that’s a topic that’s near and dear to my heart.On my own blog, I write extensively about my financial life as a single woman. It’s not necessarily better or worse than being part of a couple, but there are definitely both pitfalls and bonuses to look out for.In this post I’m going to write about why single women should be especially attuned to saving money, and how they can do it effectively.First things first:...READ MORE >>

10Mar 2016 by Women's Money

Money Lessons for my Younger Self #WMW16 @ctwbdc

#WMW16, Budgeting, Debt, Entrepreneurship / Making Money, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Women's Money Week

When I turned 14 and it became legal for me to get my first job, I did. Throughout my teen years I held multiple jobs, often times simultaneously. During those years, I mastered bagging groceries (there is an art to this!), making the perfect cup of coffee, became knowledgeable about fish and reptiles, stacked underwear precisely by the dozen and provided the perfect bra fitting, gained skills and an admiration for great lawn care, and mastered creative playtime with youngsters. If there was one thing my parents taught me, it was the value of hard work.I look back on those formative years and have to laugh. Although I was working really hard, I really wasn’t working very smart. I was a kid, living at home, and had all of my…

Category: Money in Your 20s/30s/40s/50s/Retirement