Blog

11Mar 2012 by Women's Money

How to Set Goals That Stick

Goals / Taking Action
It's important to set goals for yourself so that you have a plan for your life and know what you want to accomplish. Dreaming and developing goals is easy enough, but it's the following through and reaching those goals that can be difficult sometimes. (more…)
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11Mar 2012 by Elizabeth

5 Small Goals (with Huge Impact) You Can Make Today

Goals / Taking Action, Popular
Lofty goals are crucial to financial success. They motivate you and give you direction. But small goals should also be a part of your larger plan (because a large goal without incremental steps is difficult, if not impossible, to achieve.) Here are five small goals you can set today that will lead to your financial success: 1) Goal: Stay Up to Date with Personal Finance One of the best ways to achieve financial success is to keep up to date on what’s new in personal finance. Here are a few great ways to do that: (more…)
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10Mar 2012 by Women's Money

How I Solved $40,000 of Personal Debt

#WMW12, Debt
In retrospect, it's pretty embarrassing that I managed to get myself into more than $40,000 of personal debt. I combined numerous bad spending decisions with a complete lack of understanding of how credit cards work to amass this unsavory, and unenviable, total. Add to that a few ill-timed job losses which caused me to move back in with my parents, and there I was - a single, twenty-something guy facing a mountain of bills and credit card debts that couldn't be paid for.Fortunately, this story has a happy ending. I was able to solve my massive debt woes in only a few years without ever having to file for bankruptcy or pay for debt counseling. I did it all on my own, and you can too.Here are seven steps to…
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10Mar 2012 by Women's Money

Win an Autographed Copy of Debt-Free Forever by Gail Vaz-Oxlade

Debt
Gail Vaz-Oxlade, host of TV shows Til Debt Do Us Part and Princess, and author of 4 books, is sponsoring today's giveaway - 3 autographed copies of her book Deb-Free Forever. To be entered to win, just leave a comment below answering the question "What's your favorite tip for staying on top of debt?" Winners will be randomly selected using a random number generator. Sorry, this giveaway is now over. Winners will be notified via email. Be sure to check out Gail's blog and her books (all available on Amazon). US and Canada residents only please. Winners will be notified by email and asked to provide their mailing address. Void where prohibited.
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10Mar 2012 by Women's Money

How to Avoid Taking on More Mortgage Than You Can Afford

Debt
Buying a home can be one of the most exciting things you'll undertake in a lifetime. The process can also feel overwhelming, and lead to a tough financial position if you take on more mortgage than you can afford. It is crucial for woman home buyers, whether purchasing a home on their own or with a spouse, partner, or other co-borrower, to understand just what the financial commitment entails. (more…)
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10Mar 2012 by Women's Money

Understanding the Debt Snowball

Debt, Popular
The debt snowball method is a great way to pay off debt, especially if you have several different debts. Put simply, it's a plan that helps you focus on one debt at a time until that individual debt is G-O-N-E. Then you move on to the next one in the list, repeating the process until you can proudly shout "I'm debt free!". (more…)
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10Mar 2012 by Women's Money

Getting Out of Debt: Where to Start

Debt
I’ll never forget my financial breaking point when I was younger. I was 23 and had no way to pay for school. I really wanted to go to school because education is so important to me and I had no financial resources left for me to turn to. I had not only student loans, but medical debt as well that was terrifying me. I couldn’t ask family members or my boyfriend and all I had was myself to rely on so I took action. (more…)
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09Mar 2012 by Elizabeth

Money In Your Twenties

Money in Your 20s/30s/40s/50s/Retirement, Popular
Your 20's look very different today than they did even 10 years ago. Sure, you graduate from college and hopefully get out on your own. But these days, you're lucky to get a job, and you may be saddled with tens of thousands of dollars in student loan debt. But there is hope. Here's what I wish I'd known about money in my 20's. (more…)
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