03Jan 2017 by Women's Money
How To Stop Procrastinating Emotionally & Have The “Money Talk” With Your S.O. #WMWeek17 @maggiegermano

How To Stop Procrastinating Emotionally & Have The “Money Talk” With Your S.O. #WMWeek17 @maggiegermano

#WMWeek17, Kids and Money, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money, Saving & Investing, Women's Money Week
I’m sure you’ve heard it before, but money is reported to be one of the top reasons for relationship discord. And no, it’s not due to the lack of money. It’s the lack of compatibility and communication about money. But it’s not hopeless. There are constructive ways to have these conversations while making sure you’re being heard and understood by your partner.Let me back up and explain why I, of all people, am giving you advice about how to have one of the hardest conversations possible with your SO. I’ve worked for years as a Certified Financial Education Instructor and financial coach for women. My life’s mission is to give women the support and the tools that they need to take control of their money, break the taboo of discussing…
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04Nov 2016 by Women's Money

Savings: There’s an App for that

Budgeting, Goals / Taking Action, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing
If you’re like me, you probably have a savings account but not a plan for putting money in it. These apps are specifically designed to help with your savings plan.I should let you know that this is NOT a sponsored review. This is a REAL review. No company asked us to do this, I just did this out of my own curiosity and desire to pass along some good tips.Money Box This was by far the most user friendly app I reviewed.  It had a simple tutorial displayed the moment I opened the app or used a feature for the first time. The app is designed to help you save money for specific goals, like school, a car, or a vacation, and helps make that goal solid in your mind. You…
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13Oct 2016 by Women's Money
7 Ways Your Bank May Be Robbing You Blind

7 Ways Your Bank May Be Robbing You Blind

#WMWeek17, banking, Budgeting, Debt, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Women's Money Week
Putting money in the bank always feels satisfying. But how do you decide which bank to put your money in? The first thing to consider when choosing a bank isn’t their rewards program or the quality of their commercials. It’s their fees. Realistically, whatever bank you use is going to charge fees, but you want to keep as much of your money as possible and not give it to the bank. Look at your bank, are you getting robbed of your money little by little?  Researching the type of fees associated with checking or savings accounts will save you money in the long run, because you can choose a bank with the lowest number of fees and avoid triggering circumstances.Overdraft fees are one of the most common bank fees. Putting…
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09Sep 2016 by Women's Money

Teaching Kids About Money and Business with Pokemon Go!

Budgeting, Credit, Entrepreneurship / Making Money, Saving & Investing
I began playing Pokemon Go out of curiosity. There were a lot of headlines surrounding the new phenomenon, and I wanted to experience first-hand what it was about. As I played, I became enthusiast and began writing about the game’s obvious health benefits and how it encompasses the future of mobile applications. Since I’ve been playing for a while now, I’ve observed some other subtle rewards that reinforce my appreciation for the game: most notably, Pokemon Go teaches players (hopefully young players) about money. The game is both a model for how to how to manage money and promote business.Pokestops Introduce the Concept Of Work For PayPokestops are where you go to get more supplies. When you reach a Pokestop, you spin the wheel and it releases a few assets…
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18Aug 2016 by Women's Money
Ways to Pay for College

Ways to Pay for College

Debt, Saving & Investing
There is no question that college costs have become an outrage. College costs increase at an average of 5% per year. This has resulted in a 4-year degree from a private institution averaging $134,600 and a 4-year degree from a public institution running $39,400. These costs only cover tuition and fees. Add in thousands for living costs each semester, and the average college education is reaching the point where years of loan payback are to be expected in pursuing any degree. Even though we have no reason to expect a European, free college model any time soon, there are some clever ways to fund college.One unconventional approach is by working for Starbucks. This is not merely a recommendation to work while going to college, Starbucks has a joint venture with Arizona…
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21Jul 2016 by Women's Money
Is Traditional Spending Advice Leaving You Frustrated?

Is Traditional Spending Advice Leaving You Frustrated?

Budgeting, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing
When it comes to stopping splurge spending, we’ve probably all heard the basic advice; “don’t shop while hungry”, “make a list”, etc., but if you’re anything like me, that advice does diddly squat.I do try to eat before grocery shopping, and I do make lists, but neither of those things really stop me from walking out with at least one item more than I planned. Stores are structured to keep you, the consumer, inside and spending money; they put milk at the back of the store so you have to walk past everything and see something you want/need. While I don’t have all the answers to impulse buying, here are a few tips I’ve found helpful.1. Bring a Limited Supply of Cash.            This is most helpful for making sure you…
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23Mar 2016 by Women's Money
It’s time to give your finances a spring cleaning. Start with a #FinancialSelfie #WomensMoney

It’s time to give your finances a spring cleaning. Start with a #FinancialSelfie #WomensMoney

Budgeting, Credit, Debt, Entrepreneurship / Making Money, Goals / Taking Action, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Popular, Relationships & Money, Saving & Investing, Take Action
It's been almost three months since New Year's Eve. The first day of spring has passed, and holidays celebrating reflection and renewal are coming up.  It's the time of "spring cleaning". It's also time to get an honest picture of your personal financial condition. Here are some quick, cool, and fairly painless ways to get your financial status reviewed:The Quickie Selfie - Takes like two minutes tops, and you instantly get a general pulse of your financial health.The Full Financial Selfie - Takes maybe five minutes, and again gives you a general (more in-depth than the quickie) pulse of where you're at financially.Financial Freedom Evaluators - If you want the real deal, in-depth experience then you want to try out the Women's Money Financial Freedom Evaluators.  This gives you a more in-depth…
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11Mar 2016 by Women's Money

THE FINANCIAL CONFIDENCE GAP #WMW16

#WMW16, Goals / Taking Action, Relationships & Money, Saving & Investing, Women's Money Week
When it comes to retirement saving, many women lag behind many men. Historically, that has been the case. The 2015 edition of Financial Finesse’s annual survey, The Gender Gap in Financial Wellness, offers more evidence of the problem – along with a few encouraging signs that women may be catching up.READ MORE >>written by Samirian Hill
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