Blog - Page 6 of 30 - Women’s Money

29Aug 2021 by Tammy Camp

I’ve Got Job Offers. Now What?

In the last few months, my job prospects have improved dramatically. I continue to get growth opportunities at my current job, and I have had numerous outreaches and offers for other great jobs. So what’s the problem? I want to take a break from my career in the form of a sabbatical, not climb the ladder. Or do I? All of these reminders that I’m good at what I do for my career throw me into a spiral of doubt. I start thinking about making more money, having more friends at work, and contributing more to the world through the work I do. I think, “Maybe I don’t need a break after all. Why was I even planning to take a break in the first place?” These feelings make me both…

11Aug 2021 by Elizabeth

6 Surprising Benefits of Having a Hobby

Health

When I was a law school student, I attended a speech by our state’s Chief Justice of the Supreme Court, a woman who was in her late 40’s or early 50’s at the time. Besides being Chief Justice, she was also a mom. At the time, I thought I was an exceptionally busy person. I was a full-time student and ran a business part-time. But I still had ample time for myself each day, whether it was watching TV, renovating our 1920’s house, planting a tomato garden, or brewing homebrewed beer. So during this event I was shocked when the Chief Justice gave us some advice: Always make sure you carve out at least an hour each week for a hobby. At the time, I was shocked. An hour a…

08Aug 2021 by Tammy Camp

$100,000 Savings Goal Update

Sabbatical Sundays

This week, I’m providing you with an update on my journey towards saving $100,000 to take a sabbatical. As you know, I’ve chosen this amount based on a specific savings plan with my “why’s” in mind. At the end of this month, when some equity I have in my company vests, I will have reached my goal. There won’t be a big party or celebration. The calendar will just roll over, and it will be another day. In fact, I’m not even planning to take my sabbatical for some time yet. Why not? That’s a story for another post. So, what does this mean for my day-to-day life? Not much. Just like when people hit whatever goal they are aiming for, whether it’s a million dollars, a FIRE number, a weight loss…

06Jun 2021 by Tammy Camp

Should I Take a Sabbatical or Retire Early With FIRE?

Sabbatical Sundays

Since I had a quiet May writing for Women’s Money, you might be wondering where I’ve been. The truth is that I’ve been doing less writing, more thinking, and more doing. First, the doing. I’ve been spending more time doing the things I want to do on a sabbatical. I’ve been spending more time with my kids, exercising more, cooking more, and working on a side business. Next, the thinking. Sometimes it’s hard to write about something when you begin to question it. (Though, when you are questioning something, this is often the time you should be doing the most writing and journaling about it.) For me, it’s been challenging to write about my sabbatical planning because I’ve been wondering more and more if I want to take a sabbatical.…

02Jun 2021 by Elizabeth

Cost of a Sleep Study Plus 12 Other Must-Knows

Health

It’s 5 a.m. when they knock. The door opens, flooding your room with fluorescent light. You can’t really move because you are tangled up in cords, so you just wait for the test administrator to come over and start removing electrodes from you (25 in all) one by one. No, this isn’t the scene from a horror film, but it is the end of a sleep study. I’ll start from the beginning. Due to a variety of symptoms (you can check out a list of sleep apnea symptoms here), my doctor referred me for a sleep study. I had heard about sleep apnea before. However, I didn’t think much of it until I read the startling statistics about how much it can decrease your life expectancy, cause all sorts of…

26May 2021 by Elizabeth

11 Best Free Health and Fitness Apps

Health

Getting healthy doesn’t mean you need to spend thousands of dollars on gyms, Peloton bikes, OrangeTheory memberships, glucose monitors focused on metabolic conditioning, or expensive nutrition programs. Here is a list of free health and fitness apps to improve your well-being. Free Meditation Apps Meditation is a great way to improve your health without working up a sweat. It brings mental clarity and an increased ability to focus. 1. Headspace I have used the Headspace app for nearly two years. The difference between Headspace and some of the other meditation apps I’ve tried is that it has structured programs that vary in length and topic. I love it for myself but also for the amazing meditations for kids. There is a free 30-day trial, so you can figure out if…

12May 2021 by Elizabeth

Cheap Peloton Setup: My Personal Peloton Alternative

Take Action

For those who don’t know, I’m a huge Peloton fan. Before I got hooked, I had been to exactly one spin class in my life. It was miserable, and I vowed never to try spinning again. Everything changed when I stayed at a hotel in New York for a week. It was raining a lot that week, so my ambitious plans for running in Central Park before work got thrown out the window. Fortunately, the hotel had a Peloton bike. I fell in love. When I used the hotel bike, the membership I got lasted about three months. During this time, I used the app for free at home and on spin bikes at my gym. At that point, I had my favorite instructors and signed up for the digital…

05May 2021 by Elizabeth

5 Ways Exercise Will Help You Grow Rich

Goals / Taking Action

May is fitness month at Women’s Money. Why? First, because this site is about helping you fund your freedom. If you’re sick, tired all the time, or not healthy, you aren’t going to be able to enjoy the life you worked so hard to earn. More importantly, because I believe that the more fit you are, the richer you will be. How Exercise Benefits Your Finances Here are five ways exercise will help you grow rich. 1. Studies Prove that Fitness Is Correlated to Higher Earnings A study published in 2012 found that those who exercise regularly earn 9% more on average than those who don’t. Think of what nearly 10% more earnings could do to quicken your pace (no pun intended) towards financial freedom. 2. Exercise Saves Money on Health…

28Apr 2021 by Elizabeth

6 Tips to Avoid Falling Back Into Pre-COVID Habits

Take Action

Now that I’m fully vaccinated, I’ve started doing a few “normal” activities again. I have eaten inside at a restaurant, perused the shelves at the store without worrying about who is within six feet of me, and meandered around a shopping mall. Our offices are still working remotely, but I’ve gone in a few times without fear of contracting COVID. It has been surprising how “normal” embracing some of these pre-COVID habits has been. I hadn't eaten inside a restaurant for well over a year, and yet it felt like I could have been there last week. It has shown me how easy it will be to fall back into old habits. Before we rush back into our old habits, it’s worth asking the questions What habits have we fallen into…

25Apr 2021 by Tammy Camp

How to Get Health Insurance During a Sabbatical

Sabbatical Sundays

Recently, I had some significant unexpected medical expenses (no need to worry, everything is ok). These expenses caused me to start thinking more about medical costs during my planned sabbatical and how I will cover them. Right now, my entire family is covered by medical insurance through my employer. While I used to have a vague understanding that the Affordable Car Act would be available to us when I take my sabbatical, the recent health care expenses caused me to look into that more seriously. Health Insurance Options When Taking a Sabbatical Here are the options available to you for health insurance during a sabbatical: 1. Stay On Your Current Employer’s Plan If you are lucky enough to be able to take a sabbatical where you still keep your job,…