Everything You Need to Know About Your Credit Score #WMWeek17 @JulieMaccCredit

Everything You Need to Know About Your Credit Score #WMWeek17 @JulieMaccCredit

#WMWeek17, Credit, Women's Money Week
hat is Fico?FICO is an acronym for the Fair Isaac Corporation the creators of the FICO score.The FICO scoring system is used in the United States for extending or offering credit, employment credit checks, landlords, and in States that legally allow it Insurance rates.How is a score made?The FICO score is computer generated using mathematical models the score takes into account various factors in five different areas to determine credit risk: payment history, current level of indebtness, types of credit used, lenght of credit history, and new credit.People that have a FICO score will range between 300-850.Not everyone has a Credit Score. In order to have a credit score your credit file has to meet certain minimum standards to be score able. Failure to meet the below guidelines with any…
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You’re worth more than you know #WMWeek17 @SDMInvest

You’re worth more than you know #WMWeek17 @SDMInvest

#WMWeek17, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money, Women's Money Week
This time of year can bring about a lot of anxiety and feelings of earning inadequacies. When we look back over our previous year, we may feel that we didn’t make as much money based on our perceived worth. Your feelings are very real and you shouldn’t go about the new year being unhappy, angry or frustrated about your earnings. Making more money in 2017 can be as simple as 1-2-3, if you understand how you earn your money. Imagine if you lost your job and your income suddenly stopped. How would you generate income? While the well may have run dry from your labor (job), your “assets”, “resources”, and your “potential income” are still there. Most people focus on the “labor” they provided at a job, but forget they got…
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How To Stop Procrastinating Emotionally & Have The “Money Talk” With Your S.O.  #WMWeek17 @maggiegermano

How To Stop Procrastinating Emotionally & Have The “Money Talk” With Your S.O. #WMWeek17 @maggiegermano

#WMWeek17, Kids and Money, Money in Your 20s/30s/40s/50s/Retirement, Relationships & Money, Saving & Investing, Women's Money Week
I’m sure you’ve heard it before, but money is reported to be one of the top reasons for relationship discord. And no, it’s not due to the lack of money. It’s the lack of compatibility and communication about money. But it’s not hopeless. There are constructive ways to have these conversations while making sure you’re being heard and understood by your partner.Let me back up and explain why I, of all people, am giving you advice about how to have one of the hardest conversations possible with your SO. I’ve worked for years as a Certified Financial Education Instructor and financial coach for women. My life’s mission is to give women the support and the tools that they need to take control of their money, break the taboo of discussing…
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