Women's Money, Author at Women’s Money

10Mar 2012 by Women's Money

How to Avoid Taking on More Mortgage Than You Can Afford

Debt

Buying a home can be one of the most exciting things you'll undertake in a lifetime. The process can also feel overwhelming, and lead to a tough financial position if you take on more mortgage than you can afford. It is crucial for woman home buyers, whether purchasing a home on their own or with a spouse, partner, or other co-borrower, to understand just what the financial commitment entails. (more…)

10Mar 2012 by Women's Money

Understanding the Debt Snowball

Debt, Popular

The debt snowball method is a great way to pay off debt, especially if you have several different debts. Put simply, it's a plan that helps you focus on one debt at a time until that individual debt is G-O-N-E. Then you move on to the next one in the list, repeating the process until you can proudly shout "I'm debt free!". (more…)

10Mar 2012 by Women's Money

Getting Out of Debt: Where to Start

Debt

I’ll never forget my financial breaking point when I was younger. I was 23 and had no way to pay for school. I really wanted to go to school because education is so important to me and I had no financial resources left for me to turn to. I had not only student loans, but medical debt as well that was terrifying me. I couldn’t ask family members or my boyfriend and all I had was myself to rely on so I took action. (more…)

09Mar 2012 by Women's Money

Win 1 of 3 Copies of High Heeled Traders!

Money in Your 20s/30s/40s/50s/Retirement

Today's giveaway comes from Author Charmel Delos Santos -- she's giving away 3 copies of her book “High Heeled Traders” today.Note: this giveaway is now over and the winners have been chosen and notified. To be entered to win just leave a comment on this post. Tell us either how your investing strategy has changed over the course of your life or tell us your number one question about investing. (more…)

09Mar 2012 by Women's Money

Money in Your Thirties

Money in Your 20s/30s/40s/50s/Retirement

For many of us, our 30's are a time of settling down and becoming more established -- especially now that women in general seem to be marrying later. My experience was a bit different (at least as far as getting married went) because I married the first time shortly before I turned 21, and by the time I hit 30 I had a 5 year old son. I'd also gone back to graduate school, and was finishing that up. (more…)

09Mar 2012 by Women's Money

Money in Your Forties

Money in Your 20s/30s/40s/50s/Retirement

I remember when my mom turned 40. I was a high school senior and she seemed so old to me at the time. But I am here to tell you that 40 is NOT old. In fact, as I head towards my 43rd birthday I have a spring in my step...although that might be from chasing after my 4 year old. Anyway, I am looking forward to the opportunities that are ahead of me. I have my kids to raise, some career plans to explore, places to see, and a bucket list to complete. (more…)

09Mar 2012 by Women's Money

Money in Your Fifties

Money in Your 20s/30s/40s/50s/Retirement

50 may have been viewed as "over the hill" once, but no more. You're still young, vibrant, able, and have lifetime goals to accomplish. You may have young adults or full grown children. You can be well into your career and making payments on a house you bought years ago. Don't let your age daunt you when it comes to the financial missions you still have to complete. You still have time, but it's also a good time to reassess your priorities and your focus. (more…)

09Mar 2012 by Women's Money

Money in Retirement

Money in Your 20s/30s/40s/50s/Retirement

For this article, I interviewed three retired ladies who are snowbirds (folks who live somewhere cold and spend winters in warmer states.) Prior to their retirement, one of the ladies had been a school teacher, one a stay-at-home mom, and one a work-at-home mom who worked with her husband in their businesses. (more…)

08Mar 2012 by Women's Money

The Biggest Budget-Busters — And How to Avoid Them

Budgeting

Budget. It’s a word we hear often and one that some of us try to avoid. Creating a budget is essential in gaining hold of finances. One thing to keep in mind is that a budget is ever changing. As our lives change, accidents happen, emergencies come about, raises occur and so on, our budgets should be adjusted too. It can be frustrating to create a budget only to have it bust from an unplanned event. To help you plan, here are some of the biggest budget busters: (more…)

08Mar 2012 by Women's Money

How to Create a Budget That Works for You

Budgeting

When it comes to personal finance nothing feels more daunting than making a budget. Whether it is the numbers, the fact that it is money or the honest look at what you are actually spending, most people cringe at the thought of making one. However, a budget isn't all that difficult. It's a matter of repeatedly doing addition and subtraction until the end result is zero. (more…)

Author: Women's Money