24Nov 2016 by Women's Money

Budgeting: There’s an App for that

Budgeting, Miscellaneous, Money in Your 20s/30s/40s/50s/Retirement, Take Action
Budget, budget, who’s got the budget? Not me, I’m afraid. A budget is one of those things I know I should have but just haven’t quite figured out. Luckily, there’s an app for that! Actually, there are a lot of apps for that and I decided to review the top three (according to iTunes ratings) to see which app fits my needs best, and might just fit yours too!Daily BudgetAs you might expect from the name, this is app calculates how much you can afford to spend in a day!Pros: It has the highest rating on iTunes, a very attractive design, and is very user friendly. You put in your (monthly, bimonthly, weekly) income and follow that with your expenses. It has several pre-set categories of expense, but provides the…
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21Nov 2016 by Women's Money
Don’t Let Thanksgiving Gobble Your Money!

Don’t Let Thanksgiving Gobble Your Money!

#WMWeek17, Budgeting, Miscellaneous
The holiday season approaches, heralded by cold weather and Thanksgiving. Even (especially) turkeys know the holidays are stressful. Between higher power bills, gathering relatives, mass cooking, and gifts it’s a wonder any of us make it through. Although we’re not quite to Thanksgiving, our winter holidays loom in the background. For now, let’s  make it through Turkey Day with minimal financial stress. 1. What are Your Needs?In other words, how many people are you feeding? This is a pretty basic question you probably already know the answer too, or could easily determine. For 8 people buy a 12-pound turkey. For 10, buy a 15-pound turkey. (Follow that link for more information.)What if you have less than 8 people? My mom only had 3 people to cook for, which made a turkey…
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10Nov 2016 by Women's Money
Acorns to Assets: Preparing Financially for 2017

Acorns to Assets: Preparing Financially for 2017

#WMWeek17, Budgeting, Debt, Entrepreneurship / Making Money, Goals / Taking Action, Take Action, Women's Money Week
So 2017 is approaching and your financial situation is less than ideal. Believe me, a broke college graduate, when I say I understand. But it’s time to take that mess and sort it out. A scary prospect? Absolutely. But one of the most important things to remember is that building a stable financial life is a process. It’s not going to happen overnight, and that’s okay. I have a few tips and tricks to help begin the process of turning your financial acorns into 2017’s assets.1. BUILD THAT BUDGET!The key word here is “build”. Your budget is your plan for how you will spend your income, and as you change your spending habits and lifestyle your budget should reflect those changes.The first step in building a budget is tracking your spending.…
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09Sep 2016 by Women's Money

Teaching Kids About Money and Business with Pokemon Go!

Budgeting, Credit, Entrepreneurship / Making Money, Saving & Investing
I began playing Pokemon Go out of curiosity. There were a lot of headlines surrounding the new phenomenon, and I wanted to experience first-hand what it was about. As I played, I became enthusiast and began writing about the game’s obvious health benefits and how it encompasses the future of mobile applications. Since I’ve been playing for a while now, I’ve observed some other subtle rewards that reinforce my appreciation for the game: most notably, Pokemon Go teaches players (hopefully young players) about money. The game is both a model for how to how to manage money and promote business.Pokestops Introduce the Concept Of Work For PayPokestops are where you go to get more supplies. When you reach a Pokestop, you spin the wheel and it releases a few assets…
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10Mar 2016 by Women's Money
How To Build an Emergency Fund ->> FAST!! #WMW16 @WomensMoney

How To Build an Emergency Fund ->> FAST!! #WMW16 @WomensMoney

#WMW16, Budgeting, Goals / Taking Action, Money in Your 20s/30s/40s/50s/Retirement, Saving & Investing, Women's Money Week
If you don't have much or any emergency savings, take heart.  You're not alone.  According to Credit.com, many people aren't adequately prepared to manage paying for an unexpected expense or emergency. According to the Federal Reserve's 2014 Survey of Household Economics and Decisionmaking, 47% of Americans say that they wouldn't be able to cover a $400 emergency expense. That often leads to maxing out credit cards, taking out expensive short-term loans, or worse.Here's a few tips to help you start and build an emergency fund in the fastest way possible (other than scoring a major windfall).Start Focusing on the "Inconvenience Fund"As the study mentioned, most Americans can't afford an unexpected $400 expense.  This often times isn't even considered a true emergency...it's mostly an "inconvenience" like car tires, parking ticket, unexpected…
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09Mar 2016 by Women's Money
5 Tips for Business-Like Budgeting for the Home #WMW16 @barbfriedberg

5 Tips for Business-Like Budgeting for the Home #WMW16 @barbfriedberg

#WMW16, Budgeting, Entrepreneurship / Making Money, Money in Your 20s/30s/40s/50s/Retirement, Women's Money Week
Successful businesses have one thing in common: they are good with their money. If you want to maximize your money at home, you should take a business-like approach to budgeting. Here are five things that successful businesses do well, and tips to help you do the same!Read More >>Submitted by Barbara FriedbergBy staff columnist,  Alexandra Deluise
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